Below you will find frequently asked questions (FAQ) about IDnow VideoIdent and online identification.
What is Video Identification or Video Legitimation?
Video Identification or Video Legitimation is a modern option for online personal identification. For the first time in 2014, the German Federal Financial Supervisory Authority (BaFin) has set the criteria which online identification by video can be carried out in accordance with the Anti-Money-Laundering Act (GWG). The IDnow process is successfully used by a variety of banks, insurance and leasing companies, financial service providers and other companies. In contrast to analogue procedures, for instance PostIdent, the users can comfortably identify themselves at home or on the way using IDnow VideoIdent. A video connection between the user and an IDnow ident specialist is established, through which the user’s ID card and identity are verified. Online identification via video is completely digital and completed in a few minutes. This achieves higher conversion rates than conventional identification procedures.
Is the IDnow VideoIdent solution officially approved for AML?
The IDnow product portfolio can help you to meet the requirements of many regulations. Talk to our regulation experts to find out how we support your specific use cases.
Can IDnow VideoIdent also be used for verifying age?
The IDnow product portfolio fulfils the requirements of many age verification regulations. Talk to our regulation experts to find out how we support your specific use cases.
Does IDnow VideoIdent replace the PostIdent procedure?
Yes. IDnow is the modern alternative to PostIdent. Your customers can comfortably identify themselves from home or on the go, 7 days a week, without any waiting times at the counter. Of course, you can also continue to offer PostIdent in addition to VideoIdent as an alternative for identification.
How easy is the VideoIdent process for my customers?
IDnow is proud to offer the video identification solution with a high conversion rate and acceptance rate on the market. We place great value on the optimization of the product, in order that you achieve an improved conversion rate. That’s why we have developed new processes for identification from scratch and oriented them toward online media. IDnow runs directly in the internet browser without any additional software. We also offer native apps for iOS and Android. Throughout the entire process, the user is supported by the tooltips and if there are questions, an IDnow ident specialist will provide personal support via video chat. We thus achieve a high level of customer satisfaction and only need a few minutes for the identification process.
Is my customers’ data secure?
Yes. All communication is done via encrypted channels. Data centers are located in the European Union to ensure a high level of data protection. Your customer data is securely encrypted and stored on high-availability servers in Germany. Upon request, any data fields in the recorded IDs can be blackened out in order to act in accordance with the principle of data minimization. We will also gladly work with you in the framework of an order data processing agreement (ODPA).
Can I also assign agents from my own ident center?
Yes. You can operate IDnow with ident specialists from your own call centre. You will be provided with the software as a software-as-a-service-solution (SaaS). Of course, you can also book IDnow as a full service and let our ident centre handle the video identifications. The IDnow ident centre is occupied exclusively by specialists who are comprehensively trained in accordance with the Anti Money Laundering Act (AML) and with respect to professional conduct via videotelephony. The call centre has strict access controls.
In which countries and languages is IDnow VideoIdent available?
IDnow is available worldwide. IDnow supports identification documents (passports and personal ID cards) in accordance with the common ICAO standard – at the moment in more than 195 countries. Our software and our ident centre work completely multilingually in German, English, Spanish and French. If you require additional languages, we can offer this as part of our software-as-a-service-model (SaaS).
What do my customers need to identify themselves using IDnow VideoIdent?
For the video legitimation via IDnow VideoIdent, your customers only require:
- A computer with a webcam or a smartphone or tablet
- A valid ID document
- An Internet connection
- A mobile phone for receiving an activation code via SMS