Finance

Fast and secure identity verification to meet any KYC and AML requirements.

Seamlessly onboard new customers and gain a competitive advantage, while adhering to high regulatory requirements – fast, easy and secure.

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The fintech sector is facing more and more regulatory requirements.

Our Handbook FinTech Regulations 2020 will help you to balance increasing AML requirements without compromising customer experience.

Download our Finance industry report

IDnow has enabled us to quickly and securely transform our onboarding process in line with customer expectations. Their specialist knowledge, technology and market experience, coupled with a close collaboration, has delivered real value to our customers and streamlined our processing.

Sean Jevens | Head of Digital Customer and Staff Engagement | AIB

Read the AIB case study

It is important that the identification process is secure for both us and our clients. We work with sensitive data and were looking for a partner we could trust, with security expertise and knowledge of regulatory requirements and the divergent legislative situations.

Jari Hautaranta | Customer Due Diligence Manager | Holvi

Read the Holvi case study

IDnow Platform

Supporting identity verification for established financial institutions and innovative fintechs.

As the digital finance industry expands, AML and KYC regulations are becoming an ever-increasing challenge — customer expectations grow, fraudsters get smarter, and regulators around the world are tightening requirements. Furthermore, the regulations vary from country to country. IDnow’s identity verification platform provides the solutions you need, allowing you to stay ahead of fast-changing industry regulations that can so easily affect your business.

IDnow products are designed in Germany. From day one, they have been developed to meet the strict legal requirements in Germany and national anti-money laundering laws. If you need to sign contracts or rental agreements, you can use our IDnow eSign add-on, an electronic signature solution. Here, qualified electronic signatures are issued that are compliant with eIDAS and can replace manual signatures.

Meet your KYC identity verification needs with IDnow’s highly flexible platform and benefit from our extensive experience. Integrating the IDnow platform is as easy and fast as it is to use, and it provides scalable solutions to suit any organization size – from small and medium-sized businesses to multinational enterprises.

Use Cases

Opening new accounts.

Businesses looking to offer their customers the convenience of opening an online account via video chat should ensure a solution across all user channels — from desktop to mobile, Android to iOS. With IDnow VideoIdent, once your customers select their registration option via IDnow mobile app, SDK or web browser, they are then taken directly to our compliant video identification process, executed either by our or your own ident center. After successful identification, the customer data will be transmitted to you immediately, allowing you to verify and approve the new account on the spot – independently of the type of account.

If your local requirements allow it, verification is also possible with IDnow AutoIdent, our automated AI-powered process – anytime and anywhere.

Learn about IDnow VideoIdent

Learn about IDnow AutoIdent

IDnow AutoIdent.

Automated AI‑based ID verification.

Onboarding new customers in Germany.

In addition to IDnow VideoIdent, the IDnow platform includes further AML-compliant identification solutions that, in most cases, use what your customers already have: an electronic German ID card with an activated online identification function and an NFC (Near Field Communication) enabled smartphone or an online bank account. To improve conversion, IDnow VideoIdent can be seamlessly combined with IDnow eID, identity verification using NFC technology.

Learn about IDnow eID

Securities account opening.

When customers open a securities account online or conclude any sort of loan or leasing agreement, for example, subject to BaFin, apart from ascertaining their identity in compliance with KYC and AML requirements and regulations, they must sign a legal contract. With IDnow eSign, both can be done seamlessly through a fast, easy and secure digital process while maintaining compliance with EU (eIDAS) regulations for qualified electronic signatures. In doing so, the traditionally required handwritten signature can be substituted with a face-to-face equivalent Qualified Electronic Signature (QES), which is equally valid from a legal perspective. Online identification then proceeds exactly as described in the above-mentioned Account Registration. Following account registration and online identification, the customer can view their credit contract and confirm the contract conclusion by ticking the appropriate box and entering a TAN.

Learn about IDnow eSign

Better for your business.

Improved conversion
High level of legal compliance
Customizable mobile and web integration
Secure storage of customer data

Better for your customers.

Anytime and anywhere
Verification in just a few minutes
No additional hardware
Easy to use

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