Trust playbook 1

Financial Services  • Europe

Discover how to turn regulatory change and rising fraud into strategic advantage. From eIDAS2 to AI-powered fraud, this playbook outlines the technologies, threats, and opportunities shaping trust in 2025 and beyond.

Covers 5 key regulatory shifts
Tailored for regulated industries
Powered by IDnow’s identity expertise


eIDAS2Fraud preventionDigital onboarding

The Trust Playbook: 2026-ready strategies for identity, trust & growth

Thank you for your interest!

As regulations tighten (eIDAS2, AMLR, PSD3), and fraudsters deploy AI-driven attacks, businesses must move beyond compliance and start building trust as a competitive advantage. This playbook explores how to seize this moment — turning disruption into opportunity.

2027
Regulated industries must accept the EU Digital Identity Wallet
8+ billion
Data records exposed to breaches in 2023 alone
+35%
Increase in synthetic identity fraud attempts in Europe year-on-year
100%
Of EU countries mandated to issue interoperable digital wallets by 2026
70%
Of fraud attempts now leverage AI-generated or synthetic identities

"Trust is no longer a feature — it’s your foundation. IDnow turns it into your biggest competitive advantage."

Rayissa Armata, Director of Global Regulatory & Government Affairs, IDnow

The Compliance Crunch

eIDAS2, AMLR, and PSD3 are reshaping identity verification, onboarding, and payment flows across Europe.
Learn how the EU Digital Identity Wallet (EUDI Wallet) will simplify customer verification — but also introduce new fraud risks and technical integration challenges. Get ahead now to avoid penalties, friction, and missed opportunities in 2026 and beyond.

"Compliance isn’t just a checkbox — it’s your license to operate, and a springboard for smarter onboarding."

Rayissa Armata, Director of Global Regulatory & Government Affairs, IDnow

The Technology Disruption

AI and machine learning are redefining fraud detection. Digital wallets and decentralised identity are reshaping user onboarding. The playbook shows you why waiting for regulations to catch up isn’t a strategy — and how to start experimenting now, combining modular platforms, AI fraud orchestration, and wallet integrations.

The Fraud Frontier

Fraud is evolving at the speed of AI. Deepfakes, synthetic identities, and social engineering scams are scaling — bypassing traditional verification. Discover how businesses can shift from one-time KYC to continuous, intelligent trust verification, combining biometric step-up authentication, real-time fraud detection, and behavioural risk analytics.

The New Trust Advantage

IDnow’s Trust & Fraud Orchestration Hub is built for the digital trust era:

  • Seamless onboarding across 27 EU member states with a single API
  • AI-powered fraud detection integrated at every step
  • Audit-ready compliance automation (eIDAS2, PSD3, AMLR, FinCEN)
  • Customisable, modular workflows to meet your business needs

Build faster, safer, and compliant digital customer journeys — anywhere in the world.