IDnow BankIdent

Smooth AML-compliant identity verification with a simple bank transfer.

Join the Early Adopter program

Bank account-based identity verification

AML-compliant identity verification with a simple bank transfer.

IDnow BankIdent allows your customers to conveniently sign up for your services in three easy steps.

This fully AML-compliant online identification solution leverages your users existing online bank account; it seamlessly blends modern technologies with existing identity and banking data into an easy and secure identity verification service.

All the user needs is a valid ID document and an active online bank account with his personal login credentials. The user’s ID document will be scanned, the user will make a micro money transfer, which will be reimbursed, and will then finish the process by confirming his personal data —three easy steps.

AML-compliant identity verification – automated and available 24/7.

  • Compliant.

    Combination of certified signature (QES), existing bank account and ID document provides AML-compliant identity check.

  • Secure.

    Support from licensed and certified trust and banking service providers, service is end-to-end encrypted and hosted in Germany.

  • Advanced.

    Automated AI and machine learning technology scans the users’ data, smart algorithms securely validate the data via trusted transparency registers.

  • Easy.

    Guided step-by-step process: all that is needed are a valid ID document and online bank account credentials.

User Flow

IDnow’s automated and AML-compliant customer onboarding for improved conversion.

IDnow BankIdent offers considerable opportunities for a simplified AML-compliant onboarding process to improve your conversion due to faster turnaround times and lower operating costs. Smart customization rules, such as automatic fallback routing to IDnow VideoIdent or IDnow eID in case of user dropouts, also improve your conversion.

If you want to experience a safer, more connected world utilizing IDnow BankIdent, register here and join IDnow’s Early Adopter program.

Identification in three simple steps

Enter your data and take a picture of your ID document.

Log in to your online bank account and authorize a micro money transfer, which will be reimbursed.

Validate your data with a digital signature by entering a TAN and complete the process.

Better for your business.

  • Improved conversion
  • High level of legal compliance
  • Customizable mobile and web integration
  • Secure storage of customer data

Better for your customers.

  • Anytime and anywhere
  • Verification in just a few minutes
  • No additional hardware
  • Easy to use

Our Products

AutoIdent

AI- and machine-learning-based identity verification for users. Our fast and AML-compliant solution – available anytime and anywhere.

VideoIdent

Digital verification via video-chat, backed by AI-technology. Our AML-compliant solution meets high security requirements.

eID

NFC-based solution for the electronic German identification card. Our identity verification solution with easy data scanning via smartphone. AML-compliant.

BankIdent

AML-compliant and secure identity verification through a simple bank transfer. Automated and available 24/7.

Register for the IDnow Early Adopter program.

BankIdent is now available for early adopters that qualify for this product. Register here if you would like to join the IDnow Early Adopter program!

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